Our Approach

NextLadder is catalyzing a new sector of highly personalized tools that help families overcome barriers to economic success.

We deploy both philanthropic and venture capital to build a robust, self-sustaining market for Navigation Technology.

Areas of Investment

Direct Solutions for People

Backing the most ambitious, transformative entrepreneurs who are scaling transformative NavTech tools – whether that looks like hypergrowth startups or high-impact nonprofits. With our flexible capital and long-term mandate, we deploy venture capital, philanthropic grants, and other investment instruments to support whatever models can be most scalable and impactful for the lives of low-income Americans.

Market Building

Growing the ecosystem of impact-focused developers, entrepreneurs, and investors that can sustain the NavTech market long-term. Partnering with community-based organizations, employers, governments, and other stakeholders that rely on and deploy NavTech tools.

Product Quality, Safety & Trust

Establishing the foundational elements — evaluation tools, standard building blocks, and safeguards — that ensure NavTech tools are high quality, safe, and trusted by the families who depend on them.

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What We Invest In

Support When It Matters Most

Breakthrough research from Mobility Experiences (opens in a new tab) has helped us to identify the fork-in-the-road moments that matter most in families’ and individuals’ economic security and success.

A woman sits on the ground with two young children draped over her, all of them laughing.

Only 0%

of children born in the US will grow up to earn more than their parents do

Source: Opportunity Insights

Areas of opportunity

Informed by that research, we currently invest in NavTech tools across eight focus areas.

Thirty-seven percent of American adults can’t cover a $400 emergency — and people rarely arrive at a financial crisis carrying just one problem. NextLadder is investing in solutions that help provide people greater financial security and autonomy, including AI-supported financial navigation to manage and resolve debt, build savings, and avoid predatory services that can further set individuals back.

Build

with

Us

Whether you have a question, would like to learn more about NextLadder, or are interested in becoming an investor, we’re here to help.

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